GrantmakersDistrict of Columbia

National Foundation for Credit

Washington, DC · EIN 53-0132493. Reported 160 grants totalling $10.4M to 50 organizations across tax years 2021-2024, on Form 990 Schedule I.

50organizations funded
$41,273median reported grant
$10.4Mgranted, 2021-2024
85%of grantees funded again the next year
13%of dollars to its largest recipient

Does this grantmaker accept applications?

Its tax return does not say, and we will not guess. Private foundations file Form 990-PF, which asks outright whether they fund only organizations they select themselves -- 78% say yes, and that one answer is what lets the rest of this site tell you which foundations are worth approaching. Grantmaking charities like this one file a regular Form 990 instead, and the IRS never puts the question to them. Anyone claiming to know the answer from the filing is inventing it.

Three things in the filing do bear on it:

  1. What kind of organization it is. For National Foundation for Credit, the IRS classifies it under human services rather than as a grantmaker (NTEE P51Z) -- it is an operating charity that also makes grants.
  2. How spread out its giving is. 50 distinct organizations, with 13% of the dollars going to the largest single recipient. That is genuinely spread out -- the mark of a funder making many independent decisions rather than underwriting one institution.
  3. How much its list changes. 85% of one year's grantees are funded again the next, across 3 year-to-year transitions. That is well above the 57% median for grantmaking charities, and above the 67% private foundations manage. This list is close to settled, so a newcomer has to displace someone rather than fill a gap.

How big are its grants?

The median reported grant is $41,273. Half of what it reported fell between $18,308 and $77,841; the smallest was $5,046 and the largest $451,068. If you are asking for materially more than the top of that range, you are asking the wrong organization.

Schedule I only reports grants over $5,000. Form 990 requires a charity to list recipients it paid more than that and lets it omit the rest, so every grant-size figure on this page describes the grants it reported, not all of them. Its real median is lower and its real recipient count is higher. This is also why these numbers cannot be compared with the private-foundation figures elsewhere on this site -- Form 990-PF has no reporting floor, so the two are different populations rather than two samples of one.
$5,000 - $10,000
15 grants
$10,000 - $25,000
39 grants
$25,000 - $50,000
38 grants
$50,000 - $100,000
37 grants
$100,000 - $250,000
23 grants
$250,000 Or More
8 grants

Every organization it funded

This is the complete list from its filings, largest first. Recipients are grouped by the EIN the filer reported, not by name, so an organization that was typed differently in two years appears once rather than twice.

OrganizationLocationTotal receivedGrantsYears fundedLast
Money Management International IncStafford, TX$1,373,204442024
Springboard Non-Profit Consumer Credit Management IncRiverside, CA$608,736442024
Family Service Association of Sheboygan IncSheboygan, WI$606,989442024
Navicore Solutions IncManalapan, NJ$573,605442024
Greenpath IncFarmingtn Hls, MI$553,319442024
Cambridge Credit Counseling CorpAgawam, MA$517,042442024
Consumer Education Services IncRaleigh, NC$453,337442024
Credit Advisors FoundationOmaha, NE$452,781442024
Incharge Financial SolutionsOrlando, FL$451,767442024
North Seattle Community College FoundationSeattle, WA$357,245442024
Take Charge America IncPhoenix, AZ$328,561442024
Consumer Credit Counseling Service of the Midwest IncGahanna, OH$324,781442024
Consumer Credit Counseling Service of Delaware ValleyPhiladelphia, PA$300,644442024
Consumer Debt Counselors IncWinter Park, FL$285,756442024
Consumer Credit Counseling of Springfield Missouri IncSpringfield, MO$227,484442024
Consumers Credit Counseling Service of Rochester IncRochester, NY$222,809442024
American Consumer Credit Counseling IncAuburndale, MA$215,780442024
Parachute Credit Counseling IncWest Seneca, NY$213,872442024
Housing and Credit Counseling IncTopeka, KS$188,907442024
Consumer Credit Counseling Service of the Savannah Area IncSavannah, GA$183,939442024
Consumer Credit Counseling Service of Northern Illinois IncWoodstock, IL$181,110442024
Financial Pathways of the Piedmont IncWinstonsalem, NC$159,121442024
Consumer Credit Counseling IncSan Juan, PR$144,694332023
Advantage Credit Counseling Service IncPittsburgh, PA$134,655442024
National Foundation for Consumer Credit IncParkersburg, WV$127,123442024
Family Counseling Center of Mobile IncMobile, AL$108,889332024
TenfoldLancaster, PA$107,408442024
Lutheran Social Service of MinnesotaSaint Paul, MN$107,256442024
Family Service of the Piedmont IncJamestown, NC$87,041222023
Jcvision & Associates IncHinesville, GA$80,420332023
Consumer Credit Counseling Service of Southern Oregon IncMedford, OR$77,506442024
Family Foundations of Northeast Florida IncJacksonville, FL$74,390442024
Homeownership Center of Greater DaytonDayton, OH$74,283332023
Consumer Credit Counseling Service of Maryland and DelawareColumbia, MD$67,257332023
Credit Counseling of Arkansas IncFayetteville, AR$66,057442024
Consumer Credit Counseling Service of Western North Carolina IncAsheville, NC$60,239442024
Triangle Family Services IncRaleigh, NC$52,632332024
Goodwill Industries of North Central Wisc IncMenasha, WI$43,811332023
Consumer Credit Counseling Service IncSalina, KS$35,430112021
FamilymeansStillwater, MN$33,393222022
Family Counseling Center of MobileMobile, AL$20,441112021
Consolidated Credit Solutions IncPlantation, FL$17,615222024
Christian Credit Counselors IncSanford, NC$17,490222024
Lutheran Social Services of South DakotaSioux Falls, SD$16,869222024
Chestnut Health Systems IncBloomington, IL$15,775112021
Parkview ServicesLynnwood, WA$14,516112024
Family Credit Counseling Service IncChicago, IL$12,171222024
Village Family Service CenterFargo, ND$11,152112021
Family Services IncN Charleston, SC$8,343112024
Family Guidance Center IncorporatedHickory, NC$5,666112021

43 of 50 (86%) received money in more than one year over the 4 years we hold. Remember the $5,000 floor: an organization funded every year at $3,000 shows up here as never funded at all.

What the money was for

Taken verbatim from the purpose column of its filings, largest first. This is the closest thing to a statement of what it funds, in its own words.

What kind of organizations it funds

By each recipient's own IRS classification, for the 34 of 50 recipients we could match to a registered organization. These are assigned categories, not our guesses -- Schedule I reports the recipient's EIN, so this is a lookup rather than a name match.

Human Services
33 orgs
Health Care
1 org

Giving by year

Tax yearGrants reportedTotalMedian grant
202143$2,732,144$48,284
202239$2,846,720$42,419
202340$3,308,571$55,165
202438$1,515,876$27,353

Tax years, not calendar years, and the most recent year is usually incomplete -- Form 990 arrives about a year after the year it covers, so a low final year means late paperwork rather than a grantmaker winding down.

Where its money goes

13% of its giving went to organizations in Texas. Community foundations and federated funds are usually the most geographically bounded funders there are -- being outside the footprint is normally disqualifying in a way that a weak programme fit is not.

Texas
$1.4M
North Carolina
$836K
Florida
$830K
Massachusetts
$733K
Wisconsin
$651K
California
$609K
New Jersey
$574K
Michigan
$553K

Down to the city

Stafford, TX
$1.4M
Riverside, CA
$609K
Sheboygan, WI
$607K
Manalapan, NJ
$574K
Farmingtn Hls, MI
$553K
Agawam, MA
$517K

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Funders that support the same organizations

These grantmakers and private foundations gave to organizations this one also funded. Shared grantees are the strongest signal available that two funders have overlapping priorities -- and a funder already backing your peers is a far warmer prospect than one that merely lists your cause.

Charities Aid Foundation America11 shared recipientsFidelity Investments Charitable Gift Fund11 shared recipientsAmerican Online Giving Foundation Inc10 shared recipientsThe Blackbaud Giving Fund9 shared recipientsWells Fargo Foundation8 shared recipientsNeighborhood Reinvestment Corporation7 shared recipients

How to approach this grantmaker

  1. Look for a published programme first. Unlike most private foundations, organizations of this kind often do run open, deadlined grant cycles with written guidelines. Its own website is the authority on that; this page is the authority on who it has actually paid.
  2. Check you are its size. The median reported grant is $41,273 -- and because grants under $5,000 need not be reported, it very likely writes smaller cheques than this page can see.
  3. Check you are in its geography. Its giving concentrates in Texas.
  4. Read the recipient list for organizations like yours. If nothing on it resembles your work, that is a real answer and a cheap one to get.

Related guides

Foundations funding human services in TexasEvery funder in this group, ranked

Where these numbers come from

Everything above is taken from National Foundation for Credit's own Form 990 Schedule I filings, which the IRS publishes in bulk. We used 4 returns (tax years 2021-2024). Nothing here is scraped, inferred or estimated.

On its most recent return it told the IRS it made grants to 38 section 501(c)(3) organizations and 0 other organizations. That is the filer's own count for one year; the totals above cover every year we hold.

Address of record on the latest return: 2033 K Street Nw 425, Washington, DC, 20006.

EIN 53-0132493 · See the original filings on ProPublica · How we build this

This is history, not an open call. Form 990 is published about a year after the tax year it covers. Nothing on this page is a deadline. It is a record of who this organization has actually funded, which is the best available predictor of who it will fund next.

Is something here wrong about your organization? Email hello@funderscope.com and we will correct it.